General Liability Insurance
General Liability Insurance Information
General Liability Insurance
For Companies In Merrillville, Crown Point And Surrounding Areas Across Indiana
Many policies are created and customized to protect businesses from lawsuits and other accidents. General liability insurance is one such policy that every business needs. Not only is it often required to receive certain licenses, but it also protects the business from losing large amounts of money in legal fees and other expenses.
At the Briggs Agency, we help businessowners across industries to find and tailor policies for their business. We consider your business' unique needs and risks to find a policy that fits your needs and budget. Call us at (219) 769-4840 or fill out an online quote form to insure your business today.
Common Indiana General Liability Insurance Questions
Business liability insurance refers to liability insurance customized for businesses. General liability is an important type of business liability and is designed to cover businesses in case of claims regarding bodily injury or property damage.
General liability insurance covers nonprofessional negligent acts that result in bodily injury, property damage or advertising injury of a third party. For example, if someone falls in your restaurant and is burned on a hot plate, general liability insurance will step in to help pay for their medical expenses and defend the business against a lawsuit concerning the accident.
It can also cover personal or advertising injury. Say your contracting business puts out an ad similar to a competitor's. If that competitor files a suit claiming that your business stole their advertising idea, general liability insurance can help cover defense costs and court fees. Personal or advertising injury also covers libel, slander and copyright infringement.
All businesses are different, and thus need different limits for general liability. Does your business present a high risk of injury? Or does your business utilize heavy machinery that could cause an accident? You may need higher limits of general liability. Policies generally begin at $1 million, but higher limits are available.
Call us at (219) 769-4840 today to discuss how much general liability insurance suits your business.
Every business needs some limit of general liability insurance. This insurance helps protect businesses against lawsuits concerning ever day accidents that any business may face during operation. Businesses such as contracting, body shops, restaurants and any other business that deals with third parties will need general liability insurance.
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