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Home > Blog > Who Can Make Changes to your Home or Auto Insurance Policy?
WEDNESDAY, JANUARY 13, 2021

Who Can Make Changes to your Home or Auto Insurance Policy?

Insurance Policy paper on a clipboard beside a cup of coffee and a laptop

There can be confusion when purchasing a new home or car concerning who can make changes to an insurance policy. The policyholder aka the named insured(s), the person(s) who hold ownership, are the only one(s) with authority to request changes to their insurance policy. It is important to notify your insurance agent if there is a power of attorney or other authorized individual(s) that can request policy changes to your insurance policy.

Purchasing a New Vehicle:

The dealership cannot request changes to your insurance policy. If you purchase a vehicle, be sure to contact your insurance agent immediately with the new vehicle identification number (vin) and the lienholder’s/lessor’s name and address (if applicable). During this conversation, your agent will verify the coverages you want to carry on the vehicle.

Purchasing a New Home:

Your mortgage company cannot initiate an insurance policy for your home. If you are purchasing a new home, be sure to contact your insurance agent for an insurance proposal. Your agent will need the address along with construction details of the home such as stories, exterior finish, square footage, bathrooms, garage details, etc. The mortgagee information will need to added on a policy as well, which your loan officer can provide. Your agent will review the proposal coverages and discuss options available to you for your homeowners insurance.

You can experience the benefits of being a part of a full service Independent Insurance Agency today! Simply contact Briggs Agency, Inc. if you are interested in an Insurance review at 219-769-4840 or visit our website at www.BriggsAgency.com. We look forward to hearing from you!

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Posted 3:15 PM

Tags: auto insurance, home insurance, briggs agency
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