Our garage insurance programs are specifically designed to meet the needs of today's car, boat, ATV, and farm equipment dealers and repair shops. Your customers trust you for quick and quality service. When it comes time for you to make important insurance decisions, you should expect the same from your insurance agency.
As your independent agents, we will work with you to discuss your needs and help you identify the coverages that are right for you.
Common Coverages For Your Garage Business
Garage Liability Insurance
This provides coverage for incidents resulting from your business operations, such as customer slip and falls, damages to others' property, and use of vehicles in your garage business.
Dealer's Blanket Coverage
This covers physical damage to your vehicles, watercraft, and equipment.
This provides protection for your buildings, business personal property, the property of others, and loss of business income.
This covers physical damage to customers' vehicles while held in your possession for repair.
This covers work-related injuries to your employees.
Mechanics E&O Insurance
This covers damage caused by faulty parts or work done by you or your employees.
We can offer many other policies as well to protect your garage business and, based on our review of your specific operations, we will make recommendations to you. Our process includes an on-site visit to your garage to help you identify the coverages you need.
In addition to helping you identify the insurance policies you need, we do everything we can keep your insurance cost low by negotiating the most favorable price for your policies.
Some Ways To Save
Receive premium savings when you have more than one policy with us.
Some of our companies provide discounts if you are a member of certain associations or business organizations.
Favorable Loss History
Receive a lower premium when you have a track record of years in business with no insurance claims.
Save on your premium by assuming some of the risk yourself.
Give us a call to review your garage insurance. We are serving the needs of many auto body shops, auto repair shops, independent auto dealers and boat repair operations in Northwest Indiana.