Wednesday, January 13, 2021 There can be confusion when purchasing a new home or car concerning who can make changes to an insurance policy. The policyholder aka the named insured(s), the person(s) who hold ownership, are the only one(s) with authority to request changes to their insurance policy. READ MORE >>
Wednesday, December 2, 2020 If you happen to get something shiny and new under the tree this Christmas, be sure to discuss your jewelry coverage with your insurance agent. It is common that a homeowners insurance policy carries a specified limit of coverage for theft of jewelry, watches and furs. See the following examples for further explanation: READ MORE >>
Wednesday, November 18, 2020 The type of insurance policy for a property you purchase depends on the occupancy of the home. Who is going to live there? It is important to let your insurance agent know if the occupancy of the dwelling changes along the way as well. Some policies will remove important coverages when a dwelling is no longer owner-occupied. READ MORE >>
Wednesday, September 9, 2020 Recently, some insurance carriers in Indiana have offered a new endorsement that can be added, upon your request, to your Homeowner’s Insurance policy to offer coverage for service lines located on your property. A service line consist of underground piping or lines that provide a service to your dwelling. READ MORE >>
Wednesday, August 19, 2020 Mother Nature can serve up some storms that include high winds, heavy rains and hail. These storms can pass through quickly but can leave damage to your home. As a homeowner, what do you do when your home sustains damage from a storm? First, ensure that your loved ones are safe. READ MORE >>
Wednesday, August 5, 2020 When you contact a professional insurance agent for a Homeowner’s Insurance quote, they will have a conversation with you regarding construction details for your home. During this conversation, they are collecting information that they will use in a replacement cost calculator to derive your home’s replacement cost amount. READ MORE >>
Wednesday, July 29, 2020 Our pets are our family and we never want them to be in any dangerous situations. Summertime can introduce many risks to our four-legged family members. We have listed a few risks below to avoid. Please speak to your vet for advisement for summer safety for your specific pet. READ MORE >>
Wednesday, July 22, 2020 When it comes to trees, there are common questions regarding coverage amounts and responsibility for clean-up and damages that are incurred when a tree falls. We hope the information below will help with questions you may have when it pertains to trees. Who Is Responsible? Let's start off with this example: READ MORE >>
Wednesday, July 1, 2020 Have you ever wondered what Coverage B: Other Structures Coverage is on your homeowners insurance policy? With most companies, this coverage is automatically included on your policy for 10% of your Dwelling Coverage amount. For example: Your Coverage A: Dwelling (House) is covered for $200,000 so the Other Structures would be included at $20,000. READ MORE >>
Wednesday, June 17, 2020 Last week, a lot of us in Northwest Indiana heard the wailing of our local tornado alarms. These alarms can send our hearts racing! However, being prepared can help ease tension when a severe storm hits. Many websites offer great tips on how to prepare for a tornado or severe storm and where to safely shelter. READ MORE >>
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