Tuesday, February 23, 2021 Small businesses see a lot of general liability risks despite the fact that they may be smaller than large enterprises. General liability refers to common claims involving third parties who are injured, or their property is damaged due to the business’ everyday operations. READ MORE >>
Tuesday, February 16, 2021 For business owners, Jack Frost can nip at more than your nose. If you’re not careful, bitter winter temperatures can cause damages that will take a chunk out of your bottom line. But a few preventative steps can keep your business safe from the dangers posed by cold, ice and snow. 1. READ MORE >>
Thursday, January 28, 2021 Injuries are unfortunately common when it comes to contracting work, whether you’re a general contractor or an electrician. Knowing some of the common injuries a contractor can face day to day can help you prepare for injuries and calculate your workers compensation coverage. Burns And Electrocution READ MORE >>
Tuesday, December 29, 2020 If you are a small business owner who is looking for an affordable and easily manageable business insurance, then one solution might be a business owners policy. Better known as BOPs, these package policies offer several types of coverage that are cornerstones of your business’s risk management strategy. READ MORE >>
Wednesday, November 25, 2020 Like many insurance policies, workers compensation requirements vary state to state. Indiana is no different. If you own or plan to start a business in Indiana, you are likely to need workers compensation insurance. In general, employers in Indiana are required to offer coverage for all employees. READ MORE >>
Wednesday, November 11, 2020 Managing certificates of insurance every year can be a time consuming and daunting task for many contractors, especially those who have a large subcontractor exposure. It is very important for contractors to maintain current certificates of insurance on file for their subcontractors. READ MORE >>
Thursday, October 15, 2020 Many times, commercial auto insurance is discussed in terms of businesses. Several businesses offer commercial auto insurance for vehicles used or owned by work purposes. Large business owners aren’t the only ones who may need commercial auto insurance, however. READ MORE >>
Wednesday, September 16, 2020 From creating an idea to opening the doors to your first restaurant, starting a business is a huge venture that requires hard work, resources and meticulous planning. A large part of this planning is making sure your restaurant has the right type of insurance. READ MORE >>
Monday, July 13, 2020 General liability insurance is a useful policy that all business owners should carry in the event of accidents and lawsuits. But unfortunately, general liability insurance alone can't cover everything. It only covers three main areas: Bodily Injury Property Damage Personal or Advertising Injury READ MORE >>
Friday, July 10, 2020 For many small businesses, a standardized Businessowner's Insurance Policy – or BOP - is sufficient protection for the risk. These types of policies are used widely for small restaurants, main street retail, or offices. A BOP contains basic liability and property insurance coverage. READ MORE >>
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