Delivery service has gained more popularity, so the need for delivery personnel is on the rise. Have you or your loved ones considered becoming a delivery person or an Uber or Lyft driver? Here at Briggs Agency, Inc., we encourage our clients to reach out to our team members with any questions or changes they have regarding drivers and vehicle usage.
A Personal Auto Insurance policy normally has exclusions for liability coverages while a vehicle is being driven for paid delivery services. Yes, this even includes your teenage driver delivering pizzas for your local pizza joint! It is important to contact your insurance agent to discuss vehicle usage changes, beyond personal use and/or driving to and from work. During this conversation, we can see if there are any changes we can make to help avoid any gaps in coverage. As an independent insurance agency, we have options if we need to place coverage elsewhere.
Personal Auto Insurance carriers such as Progressive offers coverage that can be added to help avoid gaps in policy coverages while participating in Ride Share programs or delivery for hire. Here are more details on that coverage.
A Commercial Auto Insurance policy may be necessary to cover a vehicle owned by business and/or used in business activities such as delivery of goods and/or person(s) also known as livery service. Please refer to our blog article on this subject for more.
You can experience the benefits of being a part of a full-service Independent Insurance Agency today! Simply contact Briggs Agency, Inc. if you are interested in an Insurance review at (219) 769-4840 or contact us online. We look forward to hearing from you!