Wednesday, August 12, 2020 It is the beginning of the school year for our kids in Northwest Indiana. There are some schools in our area open to in-school learning. Therefore, there will be school buses to watch for on our roads. As we know the importance of teaching our children to safely enter and exit a school bus, it is just as important that drivers know the road laws when school buses are on the road. READ MORE >>
Wednesday, August 5, 2020 When you contact a professional insurance agent for a Homeowner’s Insurance quote, they will have a conversation with you regarding construction details for your home. During this conversation, they are collecting information that they will use in a replacement cost calculator to derive your home’s replacement cost amount. READ MORE >>
Wednesday, July 29, 2020 Our pets are our family and we never want them to be in any dangerous situations. Summertime can introduce many risks to our four-legged family members. We have listed a few risks below to avoid. Please speak to your vet for advisement for summer safety for your specific pet. READ MORE >>
Wednesday, July 22, 2020 When it comes to trees, there are common questions regarding coverage amounts and responsibility for clean-up and damages that are incurred when a tree falls. We hope the information below will help with questions you may have when it pertains to trees. Who Is Responsible? Let's start off with this example: READ MORE >>
Wednesday, July 15, 2020 Some items will inevitably end up in your car — an old receipt, a water bottle or this morning's coffee cup. However, there are certain items you should keep in your vehicle. The specifics can depend on a few factors, including where you live, if you travel frequently and if you're usually driving solo or always have extra passengers on hand (such as kids or a pet). READ MORE >>
Monday, July 13, 2020 General liability insurance is a useful policy that all business owners should carry in the event of accidents and lawsuits. But unfortunately, general liability insurance alone can't cover everything. It only covers three main areas: Bodily Injury Property Damage Personal or Advertising Injury READ MORE >>
Friday, July 10, 2020 For many small businesses, a standardized Businessowner's Insurance Policy – or BOP - is sufficient protection for the risk. These types of policies are used widely for small restaurants, main street retail, or offices. A BOP contains basic liability and property insurance coverage. READ MORE >>
Wednesday, July 8, 2020The days of a $200 windshield replacement are coming becoming a thing of the past. Newer vehicles can include sensors and cameras built into your vehicle's windshield. Recalibration is also normally necessary with windshield replacements that have these features. READ MORE >>
Wednesday, July 1, 2020 Have you ever wondered what Coverage B: Other Structures Coverage is on your homeowners insurance policy? With most companies, this coverage is automatically included on your policy for 10% of your Dwelling Coverage amount. For example: Your Coverage A: Dwelling (House) is covered for $200,000 so the Other Structures would be included at $20,000. READ MORE >>
Wednesday, June 24, 2020 Independence Day 2020 is right around the corner! With many 4th of July fireworks celebrations being canceled, some families will choose to put on their own personal firework show. We want to remind you of some general safety guidelines to help avoid possible firework injuries or damage to property. READ MORE >>
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